Yes, free with no account required. Generate professional insurance claim appeal letters instantly. Free users have a daily limit; Pro users get unlimited access.

Enter your policy number, claim number, the original denial reason, supporting documents you have, and your insurer's contact details. The AI generates a formal appeal letter citing your policy terms, the basis for the appeal, supporting evidence summary, and a request for internal review — structured to meet most insurers' formal appeal requirements.

Internal insurance appeals succeed approximately 50-60% of the time when supported with medical documentation (for health claims) or independent assessments (for property claims). The key factors are: citing the specific policy language that supports your claim, including a professional opinion (doctor's letter, independent adjuster), and submitting within the insurer's appeal deadline (usually 180 days of the denial).

After an internal appeal denial: request an external independent review (required by law for health insurance in most US states), file a complaint with your state's Insurance Commissioner, or consult a public adjuster (property) or patient advocate (health). Keep all correspondence in writing and document every communication. Most valid claims that reach external review are upheld.